Lumpsum Calculator
Provides an estimate of the potential growth of your one-time investment.Total Investment
Estimated Return
Total Investment:
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Zero Rupees
Estimated Returns:
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Zero Rupees
Total Estimated Wealth:
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Zero Rupees
What is a Lumpsum Calculator?
A Lumpsum calculator helps you estimate the future value of your one-time investment at a specific growth rate over a set time period based on an assumed rate of return and investment duration.
How to Use PPFAS Lumpsum Calculator?
This easy-to-use tool requires only three inputs: your one-time investment amount (lumpsum amount), the expected rate of return (illustrative only), and the investment duration. For example: If you invest Rs. 1.5 lakh for 7 years at 12% rate of interest, then according to the lumpsum calculator, the total wealth after 7 years will be ₹3,31,602.
Benefits of PPFAS Lumpsum Calculator
- Effortless and Accurate Calculations: The calculator delivers instant results using built-in formulas, removing the need for manual math or complex spreadsheets while minimizing errors.
- Scenario Simulation for Smarter Planning: You can test various combinations of investment amounts, return rates, and time horizons to find the strategy that suits your goals. This helps you pinpoint a feasible and effective investment approach.
- Comparing Investment Options: You can assess different funds or products by inputting their expected returns, allowing you to evaluate which options align best with your financial targets.
- Adjusting Investments to Meet Your Goals: A Lumpsum calculator can help fine-tune and optimize your strategy for better growth potential. Refine your strategy by experimenting with changes to your investment amount or timeline.
Frequently Asked Questions
A Lumpsum investment is a one-time payment made into an investment product, such as a mutual fund.
The choice between lumpsum and SIP depends on your financial situation, risk appetite, and market conditions. Both Lumpsum investment and SIP investments have their share of pros and cons. SIP benefits from rupee cost averaging by balancing out the market highs & lows, whereas lumpsum benefits from greater compounding from investing a large amount in one go.
The ideal tenure depends on the mutual fund scheme, your financial goals and risk tolerance.
Yes, you can withdraw your money (i.e. redeem mutual fund units) from open-ended mutual funds any time, except in the case of an Equity Linked Savings Scheme (ELSS), which has a mandatory 3-year lock-in.
Minimum Application Amount for Lumpsum investment in PPFAS Funds:
| Mutual Fund | New Purchase | Additional Purchase |
|---|---|---|
| Parag Parikh Flexi Cap Fund | ₹ 1,000 | ₹ 1,000 |
| Parag Parikh Dynamic Asset Allocation Fund | ₹ 5,000 | ₹ 500 |
| Parag Parikh ELSS Tax Saver Fund | ₹ 500 | ₹ 500 |
| Parag Parikh Arbitrage Fund | ₹ 1,000 | ₹ 1,000 |
| Parag Parikh Conservative Hybrid Fund | ₹ 5,000 | ₹ 1,000 |
| Parag Parikh Liquid Fund | ₹ 5,000 | ₹ 1,000 |
There is no limit to the number of Lumpsum investments that you can make.
You can invest a lumpsum amount in a mutual fund using PPFAS SelfInvest. The entire process of Lumpsum investment is online, hassle-free and can be completed within minutes.
Disclaimers:
- All returns are calculated without taking tax liability and inflation into consideration.
- Please note that this calculator is for illustration purposes only and does not represent actual returns.
- Actual results may vary depending on various factors involved in the capital market.
- Stock Market does not have a fixed rate of return, and it is not possible to predict the rate of return.
- Investors should not consider the above as a recommendation for any schemes of PPFAS Mutual Fund.
- Please consult your financial advisors before taking any investment-related decisions.
- Past performance may or may not be sustained in the future and is not a guarantee of any future returns.